The overall trend of divergence should persist, though the two lines will get closer.
Not exactly a very good chart when it's comparing *average* home values to *median* incomes.
In my experience they're usually quite good. It's also great for the "I have X ingredients but don't know what to make" problem. I'll have it list 10 possibilities and then pick the one that catches my interest the most - whether or not I actually need the recipe.
Indeed, I think it's good to point out that... OpenAI has thusfar lost the generative image market to MidJourney, despite being the early leader. They're not at all invulnerable. Customers are IMHO fickle.
(That said, I agree that many small players will die. E.g. Stability is circling the drain).
I instantly and fully jumped ship to StableDiffusion.
Today, MidJourney is the market leader. But considering MidJourney + Dall-E + SD (ignoring the bit players), MidJourney still has only 2/3rds of the market.
Are we really headed towards a monopoly situation?
Early on, I went crazy over getting access to Dall-E, for example. Finally got it. But only got limited free generations, pay generations were expensive, and you only had limited capabilities. Then StableDiffusion and Automatic1111 came out. Perhaps inferior tech then, but a SO MUCH better use case.
The APIs are increasingly unifying / being abstracted away, and the developer doesn't have to care about where they're querying - they just need to provide their credentials.
Also, I kind of question even on the consumer end how "loyal" customers will be to OpenAI.
I think this is maybe overly pessimistic. From my experience, while consumers may tend to gravitate toward "the big name", businesses tend to care about who is offering the best buy on their API. All you have to do to steal business customers is charge a reasonable price for given capabilities.
Industries in general already have to tolerate some faults, because humans too are faulty creatures.
The question is always going to be the fault *rate* (and how bad they are), not whether faults exist.
The nice thing about cooking with LLMs is you can have it alter the recipe on-the-fly.
I don't know about CoPilot, but I use ChatGPT and LLaMA 3 for recipies all the time. Does a great job.
This isn't the GPT-2 days anymore. I was always amused at what it'd spit out. One time it gave a pasta recipe that looked good, except for the minor detail that one ingredient was vermiculite ;)
The right: "We need to pressure women to be TradWives."
Me: "... Or, you know, we could just support those who actually want families but can't due to medical, social, or financial reasons?"
The Right: "We should ban birth control."
Me: "... the what?"
The Right: "We need 'enforced monogamy'."
Hot chip, you say? ;)
www.youtube.com/watch?v=Tecr...
Provided to YouTube by DominoFlutes ยท Hot ChipIn Our Headsโ 2012 Domino Recording Co LtdReleased on: 2012-11-19Producer: Hot ChipProducer: Mark RalphMusic P...
www.youtube.com
By that definition, Paypal, Square, and even ApplePay are all not third party. :ร
It's a private for-profit company. That makes it third party.
You talk about 80% like that's an acceptably large number. ๐ You can't rely on a payment system without backups when 1 in 5 people can't use it.
I think it's good for cities to be multimodal and to separate modalities from each other. No modality should feel they're being "punished", but all should pay their externalities (pollution, space, accident risks, accessibility to the poor, etc). Often meaning e.g. cars subsidize bikes & buses.
But there's balance on everything. Cycling improves one's health, so you offset other health risks. There can also be mental health benefits for those who enjoy it rather than seeing it as a chore. Time outside, etc. :)
Even bike-on-bike, bike-on-pedestrian, and one-party cycling injuries are significantly more common per unit distance (note: not per unit time) than driving injuries. Like with car accidents, alcohol is often a factor. :ร
Plus, you can't get rid of all vehicles. Maybe 75-80%.
Yes. It's a private company whose owners happen to be a number of major US banks. And even today isn't available to 1 in 5 Americans.
There is no common means of daily transit more environmentally friendly than an e-bike.
Certainly not the *safest*, and usually not the *fastest*, but crazy low environmental impact.
I was looking into whether ground-level and aerial images from news articles might help shed light on the discrepancy, but they don't.
That said, *some* were more useless than others.... ๐คฆโโ๏ธ
Graham Norton is the LAST person on Earth I'd expect to be like that ;)
A lot of people have trouble reconciling that with the *also* increased incidents of drought. But it's also simple:
1) A warmer climate also *dries out* terrain faster
2) Monsoon belts expand, making rainfall more seasonal (wet & dry extremes)
3) Less snowpack makes rivers more seasonal.
Yeah, it's weird - where's the village?
www.google.is/maps/@-5.379...
I can only guess that maybe there was an event going on that people were gathered for?
Find local businesses, view maps and get driving directions in Google Maps.
www.google.is
Same sort of thing in Iceland. Because the government collects the info it needs for how much to charge you in taxes, so it's just log on and confirm it.
But in the US, ***systems don't talk to each other***. The fact that people still primarily file them *on paper* too is just the chef's kiss.
Here, any "major" actions, anything that might invoke literally stealing your identity, trigger a mailing to your registered address (including trying to change your registered address to avoid future mailings).
Having to get a physical device, and 1-2 passwords, is good security.
Which is why identity theft is so insanely common in the US compared to Europe. 4% of Americans have been identity theft victims compared to, say, 1,5% of Germans, 1,2% of French people, 0,8% of Brits, etc.
Which is why identity theft is so insanely common in the US vs. in Europe.
Do you not have a fingerprint and/or passcode?
Do you not get physical mailed notices to your registered address?
The US system doesn't provide any security. Once you've compromised one part of the patchwork you can exploit that to compromise the others. Identity thieves just need to break one.
Like, my national ID number is 300680-3999. Anyone can look it up. It's not a "secret code".
Any American Bluesky'ers out there feel up to posting their Social Security numbers publicly on the internet? Any takers? ;)
Speaking of IDs, don't get me started on the security design of the Social Security Number.
You do NOT use the same value as both a unique ID for an individual *and* as a security code that you're not supposed to give out. This is friggin' insane, from a security design standpoint.
Yeah, same. Everything is all integrated into the same system with the same ID and the same 2FA authentication system, and so *everything just works together* and *everyone's on the same system*.
So insane that in the US everything is a disjoint patchwork.
Oh God, don't get me started on how TAXES are done either... ๐คฆโโ๏ธ๐คฆโโ๏ธ๐คฆโโ๏ธ
TL/DR: Americans as a general rule have no clue how unusual and dysfunctional it is to have all these different systems that *don't talk to each other* (or only do so through various slow and/or expensive means often involving third-party providers)
..list the bank account number, because of course anyone can just wire money with zero effort; it's a lot more probable than that they'll have physical cash on hand. And it's been this way *for decades*.
I could go on and on. Oh god, don't get me started about precriptions in the US...
Here all your bills show up in your bank account's inbox. ALL of them. You pay with one click, or of course autopay. All at the same location, with 2FA. It's been like this for *decades*.
When people go collecting money for a coworker's birthday, they don't go around with an envelope. They just...
Like, the very concept of getting bills in the mail. And then paying them with a "check", a piece of paper that you can just write any amount of money on and people have to hope that it's legitimate. Like 15 years ago if you brought a check to a bank here they'd look at you weird.
Also, it's FREE.
And it's been this way for DECADES.
And that's just the start of it. Americans have no idea how insane their banking system is. I say this as someone who lived there for a long, long time.
They're just arbitrary cutoffs with no meaning.
0: water freezes
10: jacket weather
20: nice spring day (by the standards of much of the US)
30: July day (by the standards of much of the US)
40: Phoenix July day
50: Death Valley July day
And your chart makes no sense. So 0 is "really cold outside"? Then what's -10? What's 110?